[{"data":1,"prerenderedAt":264},["ShallowReactive",2],{"topic-cash-and-liquidity-management":3},[4,19,30,38,47,59,68,78,86,96,104,111,119,129,138,148,156,164,171,179,185,193,200,206,214,221,227,235,243,249,257],{"path":5,"title":6,"description":7,"type":8,"language":9,"tags":10,"date":17,"order":18,"cluster":13},"\u002Fblog\u002Fcash-forecast-operating-model-and-ownership","Cash Forecast Operating Model & Ownership","A cash forecast is a process, not a spreadsheet. Who owns it, who contributes, at what cadence, and how the forecast-to-actual loop is run — the operating model behind a forecast people trust.","pattern",null,[11,12,13,14,15,16],"treasury","cash-management","forecasting","operating-model","ownership","governance","2026-07-28",8.7,{"path":20,"title":21,"description":22,"type":8,"language":9,"tags":23,"date":17,"order":28,"cluster":29},"\u002Fblog\u002Fintraday-liquidity-management","Intraday Liquidity Management: The Operating Model","Cash isn't a daily number — it's a moving position through the day. How to run intraday liquidity: opening position, inflows and outflows, payment queues, cut-offs, intraday credit and alerts.",[11,12,24,25,26,27],"intraday-liquidity","liquidity-risk","payments","operations",4.5,"liquidity",{"path":31,"title":32,"description":33,"type":8,"language":9,"tags":34,"date":17,"order":37,"cluster":29},"\u002Fblog\u002Fliquidity-escalation-framework","Liquidity Escalation Framework","When liquidity tightens, improvised decisions cost the most. How to build an escalation framework — thresholds, tiers, actions and owners — so a liquidity squeeze triggers a plan, not a panic.",[11,12,25,35,36,16],"escalation","contingency",8.9,{"path":39,"title":40,"description":41,"type":8,"language":9,"tags":42,"date":17,"order":46,"cluster":27},"\u002Fblog\u002Ftreasury-exception-management","Treasury Exception Management: Designing the Operating Queue","Treasury runs on exceptions — unmatched transactions, limit breaches, missing rates, interface delays, overdue approvals. How to design one operating queue that catches, routes and clears them.",[11,27,43,44,14,45],"exception-management","controls","reconciliation",5.7,{"path":48,"title":49,"description":50,"type":51,"language":9,"tags":52,"date":57,"order":58,"cluster":25},"\u002Fblog\u002Fbank-guarantees-and-letters-of-credit","Bank Guarantees and Letters of Credit","Bank guarantees and letters of credit are a bank's promise to pay if a counterparty fails or documents are presented — and both consume credit lines.","text",[11,53,54,55,56],"trade-finance","bank-guarantee","letter-of-credit","credit-facilities","2026-07-24",3.95,{"path":60,"title":61,"description":62,"type":51,"language":9,"tags":63,"date":57,"order":18,"cluster":67},"\u002Fblog\u002Fbank-relationship-management","Bank Relationship Management","How a company deliberately manages which banks it uses, for what, and the value exchanged both ways — because the bank relationship is two-way, not one-sided.",[11,12,64,65,66],"bank-relationships","banks","share-of-wallet","structures",{"path":69,"title":70,"description":71,"type":51,"language":9,"tags":72,"date":57,"order":76,"cluster":77},"\u002Fblog\u002Fcash-concentration-sweeping-and-zba","Cash Concentration: Sweeping and Zero-Balancing Accounts (ZBA)","How cash concentration physically sweeps balances into one header account via ZBA — and the intercompany loan positions those sweeps quietly create.",[11,12,73,74,75],"cash-pooling","cash-concentration","zba",6.5,"liquidity-structures",{"path":79,"title":80,"description":81,"type":51,"language":9,"tags":82,"date":57,"order":85,"cluster":25},"\u002Fblog\u002Fcorporate-funding-and-credit-facilities","Corporate Funding and Credit Facilities","Corporate funding secures cash beyond operations — facilities, commercial paper, short-term debt — and the committed-vs-uncommitted distinction.",[11,83,56,29,84],"funding","commercial-paper",3.9,{"path":87,"title":88,"description":89,"type":51,"language":9,"tags":90,"date":57,"order":94,"cluster":95},"\u002Fblog\u002Fdebt-and-investment-management-in-treasury","Debt and Investment Management in Treasury","Debt and investment management records and tracks a company's instruments through their life — interest, schedules, rollovers and covenants.",[11,12,91,92,93],"debt-management","investments","covenants",11.5,"optimization",{"path":97,"title":98,"description":99,"type":51,"language":9,"tags":100,"date":57,"order":103,"cluster":67},"\u002Fblog\u002Felectronic-bank-account-management-ebam","Electronic Bank Account Management (eBAM)","Electronic bank account management (eBAM) handles opening, closing, mandates and signatories digitally, not on paper. Why account admin is broken.",[11,12,101,102,16],"ebam","bank-accounts",8.6,{"path":105,"title":106,"description":107,"type":51,"language":9,"tags":108,"date":57,"order":110,"cluster":25},"\u002Fblog\u002Fliquidity-risk-management","Liquidity Risk Management","Liquidity risk management: not having cash when needed is the one risk that fails companies, even profitable ones. Forecasts, buffers, lines, stress tests.",[11,12,25,109,83],"risk-management",3.8,{"path":112,"title":113,"description":114,"type":51,"language":9,"tags":115,"date":57,"order":118,"cluster":95},"\u002Fblog\u002Fmoney-market-funds-for-corporate-treasury","Money Market Funds for Corporate Treasury","Money market funds pool short-dated, high-quality instruments to give treasury same-day liquidity and a yield on cash — inside policy, not chasing return.",[11,12,116,117,29],"investment","money-market-funds",11.2,{"path":120,"title":121,"description":122,"type":51,"language":9,"tags":123,"date":57,"order":128,"cluster":25},"\u002Fblog\u002Fsupply-chain-finance-and-dynamic-discounting","Supply Chain Finance and Dynamic Discounting","Supply chain finance (reverse factoring) pays suppliers early via a bank on the buyer's credit; dynamic discounting uses the buyer's cash. When to use each.",[11,124,125,126,127],"working-capital","supply-chain-finance","dynamic-discounting","financing",3.7,{"path":130,"title":131,"description":132,"type":51,"language":9,"tags":133,"date":57,"order":137,"cluster":67},"\u002Fblog\u002Ftrapped-cash-and-cash-repatriation","Trapped Cash and Cash Repatriation","Trapped cash is money the group owns and can see but can't freely move to where it's needed — here's why it gets stuck and how treasury frees it.",[11,12,134,135,136],"trapped-cash","repatriation","global-liquidity",5.2,{"path":139,"title":140,"description":141,"type":51,"language":9,"tags":142,"date":57,"order":146,"cluster":147},"\u002Fblog\u002Ftreasury-kpis-measuring-treasury-performance","Treasury KPIs: How to Measure Treasury Performance","Treasury KPIs measure how well treasury works — liquidity, efficiency, risk, cost. Good ones make performance improvable; the trap is measuring what's easy.",[11,12,143,144,145],"kpis","metrics","performance",13,"measurement",{"path":149,"title":150,"description":151,"type":51,"language":9,"tags":152,"date":57,"order":155,"cluster":67},"\u002Fblog\u002Ftreasury-operating-model-centralized-vs-decentralized","Treasury Operating Model: Centralized vs Decentralized","Centralized, decentralized or hybrid — how treasury is organized across a group, the trade-offs, and why the trend runs toward centralization.",[11,12,14,153,154],"centralization","organization",5.5,{"path":157,"title":158,"description":159,"type":51,"language":9,"tags":160,"date":57,"order":163,"cluster":67},"\u002Fblog\u002Fwhat-are-virtual-accounts","What Are Virtual Accounts?","Virtual accounts (virtual IBANs) are sub-accounts over one real account — each with its own number, all cash in one place. How they cut reconciliation.",[11,12,161,162,102],"virtual-accounts","virtual-iban",8.3,{"path":165,"title":166,"description":167,"type":51,"language":9,"tags":168,"date":57,"order":170,"cluster":25},"\u002Fblog\u002Fworking-capital-and-cash","Working Capital and Cash: The Cash Conversion Cycle","Working capital — cash tied up in receivables and inventory, less payables — is a big driver of a company's cash. The cash conversion cycle (DSO, DIO, DPO).",[11,12,124,169,29],"cash-conversion-cycle",3.6,{"path":172,"title":173,"description":174,"type":51,"language":9,"tags":175,"date":177,"order":178,"cluster":13},"\u002Fblog\u002F13-week-cash-flow-forecast","The 13-Week Cash Flow Forecast: A Practical Guide","A rolling, week-by-week projection of cash in and out over the next quarter, on a direct receipts-and-disbursements basis. Why 13 weeks, and how to build one.",[11,12,13,29,176],"13-week","2026-07-23",2.5,{"path":180,"title":181,"description":182,"type":51,"language":9,"tags":183,"date":177,"order":184,"cluster":67},"\u002Fblog\u002Fbank-account-rationalization","Bank Account Rationalization: How to Cut Account Sprawl","Bank account rationalization cuts the number of bank accounts to the minimum a company needs. Why sprawl is expensive, and how to run and govern it.",[11,12,102,64,29],8,{"path":186,"title":187,"description":188,"type":51,"language":9,"tags":189,"date":177,"order":192,"cluster":95},"\u002Fblog\u002Fbank-fee-analysis","Bank Fee Analysis: How to Stop Overpaying Your Banks","Bank fee analysis reconciles what banks charge against agreed pricing, catching errors and overcharges. Bank fees are opaque and often wrong.",[11,12,190,64,191],"bank-fees","cost",12,{"path":194,"title":195,"description":196,"type":51,"language":9,"tags":197,"date":177,"order":198,"cluster":199},"\u002Fblog\u002Fcash-positioning-vs-cash-flow-forecasting","Cash Positioning vs Cash Flow Forecasting: What's the Difference?","Cash positioning tells you the cash you have now; forecasting projects what you'll have. Two different jobs — and why confusing them costs treasury teams.",[11,12,13],1,"cash-forecasting",{"path":201,"title":202,"description":203,"type":51,"language":9,"tags":204,"date":177,"order":205,"cluster":199},"\u002Fblog\u002Fdirect-vs-indirect-cash-flow-forecasting","Direct vs Indirect Cash Flow Forecasting for Treasury","Direct forecasting builds cash bottom-up from expected receipts and payments; indirect derives it from projected financials. Which to use, over what horizon.",[11,12,13],2,{"path":207,"title":208,"description":209,"type":51,"language":9,"tags":210,"date":177,"order":212,"cluster":213},"\u002Fblog\u002Fhow-to-achieve-global-cash-visibility","How to Achieve Global Cash Visibility","Global cash visibility is seeing all the group's cash — every account, currency and bank — in one timely view. Mostly a data problem: full statement coverage.",[11,12,29,211],"bank-connectivity",5,"positioning",{"path":215,"title":216,"description":217,"type":51,"language":9,"tags":218,"date":177,"order":220,"cluster":213},"\u002Fblog\u002Fhow-to-build-a-daily-cash-position","How to Build a Daily Cash Position","A daily cash position is a consolidated view of the cash available today across every account and currency — prior-day vs intraday, actuals vs expected.",[11,12,29,219],"cash-position",4,{"path":222,"title":223,"description":224,"type":51,"language":9,"tags":225,"date":177,"order":226,"cluster":199},"\u002Fblog\u002Fhow-to-measure-cash-forecast-accuracy","How to Measure Cash Forecast Accuracy","Measure cash forecast accuracy by comparing forecast to actual per period and category — variance, MAPE, bias, hit rate — so you know where it's reliable.",[11,12,13],3,{"path":228,"title":229,"description":230,"type":51,"language":9,"tags":231,"date":177,"order":234,"cluster":67},"\u002Fblog\u002Fintercompany-netting","Intercompany Netting: How It Works","Intercompany netting offsets what group entities owe each other so only net positions settle, cutting payments, FX and fees. Bilateral vs multilateral netting.",[11,12,232,233,153],"netting","intercompany",10,{"path":236,"title":237,"description":238,"type":51,"language":9,"tags":239,"date":177,"order":242,"cluster":95},"\u002Fblog\u002Fmanaging-surplus-cash","Managing Surplus Cash: Short-Term Investment Basics","Putting surplus cash to work safely, governed by a policy that ranks security, then liquidity, then yield. The cardinal rule of corporate cash investment.",[11,12,240,29,241],"investment-policy","surplus-cash",11,{"path":244,"title":245,"description":246,"type":51,"language":9,"tags":247,"date":177,"order":248,"cluster":77},"\u002Fblog\u002Fphysical-vs-notional-cash-pooling","Physical vs Notional Cash Pooling: How to Choose","Physical pooling moves funds to concentrate cash; notional pooling offsets balances for interest without moving money. The trade-offs, and when to use each.",[11,12,73],6,{"path":250,"title":251,"description":252,"type":51,"language":9,"tags":253,"date":177,"order":256,"cluster":67},"\u002Fblog\u002Fwhat-is-a-payment-factory","What Is a Payment Factory?","A payment factory centralizes payments for many entities through one channel, often with payments-on-behalf-of (POBO). Why, how, and the intercompany catch.",[11,12,254,255,153],"payment-factory","pobo",9,{"path":258,"title":259,"description":260,"type":51,"language":9,"tags":261,"date":177,"order":263,"cluster":77},"\u002Fblog\u002Fwhat-is-an-in-house-bank","What Is an In-House Bank? A Treasury Guide","An in-house bank is a central treasury acting as a bank for the group — internal accounts, intercompany funding, on-behalf-of payments and netting.",[11,12,262],"in-house-bank",7,1785267484949]