[{"data":1,"prerenderedAt":1137},["ShallowReactive",2],{"blog-list":3},[4,19,28,37,45,53,61,69,79,87,96,104,113,120,127,135,143,150,162,174,182,193,204,213,222,230,241,250,259,268,277,285,293,302,311,319,326,335,342,348,355,361,371,379,388,395,403,411,418,425,433,441,447,454,463,470,478,485,494,503,509,515,520,527,536,543,551,559,566,572,579,587,597,605,611,620,627,633,641,649,657,663,669,676,684,689,697,704,712,718,723,728,736,741,748,755,760,767,775,780,787,792,799,807,812,819,826,832,837,843,848,855,860,866,872,877,883,888,893,899,905,910,917,923,928,933,940,945,951,956,962,967,972,980,986,993,1002,1008,1013,1018,1026,1031,1036,1041,1047,1052,1060,1065,1071,1076,1081,1087,1092,1100,1106,1114,1120,1127],{"path":5,"title":6,"description":7,"type":8,"language":9,"tags":10,"date":16,"pillar":11,"featured":17,"order":18},"\u002Fblog\u002Fhow-i-decide-what-to-build-next","How I Decide What to Build Next","Deciding what to build next isn't the loudest feature request or the most satisfying refactor — it's the recurring problem I decided mattered, on purpose.","text",null,[11,12,13,14,15],"building-ai-products","roadmap","prioritization","product","solo-saas","2026-07-25",false,16.5,{"path":20,"title":21,"description":22,"type":8,"language":9,"tags":23,"date":16,"pillar":11,"featured":17,"order":27},"\u002Fblog\u002Fhow-i-get-my-first-users","How I Get My First Users as a Solo Builder","How to get first users: don't broadcast to strangers. Go where people with the exact problem already are, show the solution, let content compound.",[11,24,25,26,15],"users","launch","distribution",17,{"path":29,"title":30,"description":31,"type":8,"language":9,"tags":32,"date":16,"pillar":11,"featured":17,"order":36},"\u002Fblog\u002Fhow-i-handle-auth-and-user-data-solo","How I Handle Auth, Security and User Data as a Solo Builder","Solo SaaS authentication done right: don't roll your own auth, collect the least data you can, and do the boring custodial parts deliberately.",[11,33,34,15,35],"security","auth","supabase",6.5,{"path":38,"title":39,"description":40,"type":8,"language":9,"tags":41,"date":16,"pillar":11,"featured":17,"order":44},"\u002Fblog\u002Fhow-i-handle-support-as-a-solo-builder","How I Handle Support as a Solo Builder","Solo SaaS support isn't a cost to minimize — early on it's the highest-signal feedback. Do it personally, treat every ticket as product research.",[11,42,14,15,43],"support","feedback",22,{"path":46,"title":47,"description":48,"type":8,"language":9,"tags":49,"date":16,"pillar":11,"featured":17,"order":52},"\u002Fblog\u002Fhow-i-onboard-users-to-a-solo-saas","How I Onboard Users to a Solo SaaS","SaaS onboarding has one job: get the user to the core outcome fast. Design it backward from that outcome — the shortest path from signup to real value.",[11,50,14,15,51],"onboarding","ux",19,{"path":54,"title":55,"description":56,"type":8,"language":9,"tags":57,"date":16,"pillar":11,"featured":17,"order":60},"\u002Fblog\u002Fhow-i-position-a-product","How I Position a Product (What It Actually Does)","Positioning is the one sentence that makes exactly the right person say 'that's for me' — a chosen problem and a chosen who, not a list of features.",[11,58,59,14,15],"positioning","messaging",20.5,{"path":62,"title":63,"description":64,"type":8,"language":9,"tags":65,"date":16,"pillar":11,"featured":17,"order":68},"\u002Fblog\u002Fhow-i-scope-an-mvp","How I Scope an MVP","How to scope an MVP: not the smallest thing you can build, but the smallest that's actually useful — one core result for one real user, everything else cut.",[11,66,14,67,15],"mvp","scope",16,{"path":70,"title":71,"description":72,"type":8,"language":9,"tags":73,"date":16,"pillar":11,"featured":17,"order":78},"\u002Fblog\u002Fhow-i-stay-sane-building-products-solo","How I Stay Sane Building Products Solo","Solo founder sustainability: narrow scope so there's less to hold, kill dead experiments, and refuse to read a product's numbers as a verdict on yourself.",[11,74,75,76,77],"solo-founder","sustainability","process","focus",22.5,{"path":80,"title":81,"description":82,"type":8,"language":9,"tags":83,"date":16,"pillar":11,"featured":17,"order":86},"\u002Fblog\u002Fhow-i-think-about-distribution-as-a-solo-builder","How I Think About Distribution as a Solo Builder","Solo founder distribution is the part builders skip, then wonder why nobody came. Make it a first-class decision and let the writing be the distribution.",[11,26,84,15,85],"marketing","content",14,{"path":88,"title":89,"description":90,"type":8,"language":9,"tags":91,"date":16,"pillar":11,"featured":17,"order":95},"\u002Fblog\u002Fhow-i-turn-a-rough-idea-into-a-claude-code-ticket","How I Turn a Rough Idea into a Claude Code Ticket","My Claude Code workflow for turning a rough idea into working code: write the outcome first, slice the smallest piece, and spec it tightly for an AI agent.",[11,92,93,94,15],"ai","claude-code","workflow",13,{"path":97,"title":98,"description":99,"type":8,"language":9,"tags":100,"date":16,"pillar":11,"featured":17,"order":103},"\u002Fblog\u002Fhow-i-use-analytics-as-a-solo-builder","How I Use Analytics as a Solo Builder","Analytics for a solo SaaS: track the few metrics that change a decision — activation, retention, revenue — and ignore the vanity numbers that inform nothing.",[11,101,102,15,14],"analytics","metrics",21,{"path":105,"title":106,"description":107,"type":8,"language":9,"tags":108,"date":16,"pillar":11,"featured":17,"order":112},"\u002Fblog\u002Fhow-i-write-a-product-landing-page","How I Write a Product Landing Page","A product landing page that converts names the visitor's problem and the outcome in the first line — not a hero of adjectives and features nobody reads.",[11,109,110,111,26],"landing-page","copywriting","conversion",17.5,{"path":114,"title":115,"description":116,"type":8,"language":9,"tags":117,"date":16,"pillar":11,"featured":17,"order":119},"\u002Fblog\u002Fmy-kill-criteria-for-product-experiments","My Kill Criteria for Product Experiments","Product kill criteria set in advance — what 'not working' looks like: no signal, no pull, no path to mattering — are what let you run many experiments.",[11,14,118,15],"experiments",9,{"path":121,"title":122,"description":123,"type":8,"language":9,"tags":124,"date":16,"pillar":11,"featured":17,"order":126},"\u002Fblog\u002Fsubscription-vs-one-time-pricing","How I Decide Subscription or One-Time Pricing","Subscription vs one-time pricing comes down to the shape of the value: ongoing use means subscription; a one-off result means one-time. Match price to value.",[11,125,14,15],"pricing",10,{"path":128,"title":129,"description":130,"type":8,"language":9,"tags":131,"date":16,"pillar":11,"featured":133,"order":134},"\u002Fblog\u002Fwhy-i-build-in-public","Why I Build in Public","Why build in public: for a solo expert, the writing is distribution, trust and accountability at once. Sharing decisions brings in the right people.",[11,132,85,26,15],"build-in-public",true,18,{"path":136,"title":137,"description":138,"type":8,"language":9,"tags":139,"date":16,"pillar":11,"featured":17,"order":142},"\u002Fblog\u002Fwhy-i-build-narrow-choosing-who-a-product-is-for","Why I Build Narrow: Choosing Who a Product Is For","Choosing a niche makes a product sharp: a product for everyone is for no one. Pick exactly who it's for and every decision gets easier. Narrower is clearer.",[11,140,141,14,15],"niche","audience",20,{"path":144,"title":145,"description":146,"type":8,"language":9,"tags":147,"date":16,"pillar":11,"featured":17,"order":149},"\u002Fblog\u002Fwhy-i-dont-offer-a-free-plan","Why I Don't Offer a Free Plan","Why no free plan: they attract people who'll never pay, create heavy support, and dilute focus. For a solo builder it's a tax on attention. A trial, yes.",[11,125,148,15,14],"free-plan",15,{"path":151,"title":152,"description":153,"type":8,"language":9,"tags":154,"date":159,"pillar":160,"featured":17,"order":161},"\u002Fblog\u002Faccess-management-and-user-provisioning-treasury","Access Management and User Provisioning in Treasury Systems","A treasury system can move money, so who can do what inside it is a first-order control. Access management is the foundation segregation of duties stands on.",[155,156,157,158,33],"treasury","architecture","controls","access-management","2026-07-24","treasury-systems-architecture",8.5,{"path":163,"title":164,"description":165,"type":8,"language":9,"tags":166,"date":159,"pillar":172,"featured":17,"order":173},"\u002Fblog\u002Fagile-vs-waterfall-for-finance-systems-delivery","Agile vs Waterfall for Finance-Systems Delivery","How to choose a delivery approach for finance systems — why pure agile strains against a hard cutover, and why a hybrid spine usually wins.",[167,168,169,170,171],"delivery","methodology","agile","waterfall","finance-systems","finance-systems-delivery",0.5,{"path":175,"title":176,"description":177,"type":8,"language":9,"tags":178,"date":159,"pillar":160,"featured":17,"order":181},"\u002Fblog\u002Faudit-trails-and-logging-treasury-systems","Audit Trails and Logging in Treasury Systems","A treasury audit trail must capture who did what, when, and to what — the tamper-evident record that proves segregation of duties and approvals actually worked.",[155,156,157,179,180],"audit-trail","logging",8.7,{"path":183,"title":184,"description":185,"type":8,"language":9,"tags":186,"date":159,"pillar":191,"featured":17,"order":192},"\u002Fblog\u002Fbank-communication-management-bcm-sap","Bank Communication Management (BCM) in SAP","SAP Bank Communication Management (BCM) is the controlled gateway between SAP and the banks for payments — batching, approval workflow, signatures, monitoring.",[187,155,188,189,190],"sap","bcm","payments","bank-connectivity","sap-treasury",6,{"path":194,"title":195,"description":196,"type":8,"language":9,"tags":197,"date":159,"pillar":202,"featured":17,"order":203},"\u002Fblog\u002Fbank-guarantees-and-letters-of-credit","Bank Guarantees and Letters of Credit","Bank guarantees and letters of credit are a bank's promise to pay if a counterparty fails or documents are presented — and both consume credit lines.",[155,198,199,200,201],"trade-finance","bank-guarantee","letter-of-credit","credit-facilities","cash-and-liquidity-management",3.95,{"path":205,"title":206,"description":207,"type":8,"language":9,"tags":208,"date":159,"pillar":202,"featured":17,"order":181},"\u002Fblog\u002Fbank-relationship-management","Bank Relationship Management","How a company deliberately manages which banks it uses, for what, and the value exchanged both ways — because the bank relationship is two-way, not one-sided.",[155,209,210,211,212],"cash-management","bank-relationships","banks","share-of-wallet",{"path":214,"title":215,"description":216,"type":8,"language":9,"tags":217,"date":159,"pillar":191,"featured":17,"order":221},"\u002Fblog\u002Fbusiness-partner-configuration-sap-treasury","Business Partner Configuration for SAP Treasury","The SAP Business Partner is the master-data object for the counterparties, issuers and banks a treasury deals with — and every TRM deal is captured against it.",[187,155,218,219,220],"business-partner","master-data","trm",7.7,{"path":223,"title":224,"description":225,"type":8,"language":9,"tags":226,"date":159,"pillar":202,"featured":17,"order":36},"\u002Fblog\u002Fcash-concentration-sweeping-and-zba","Cash Concentration: Sweeping and Zero-Balancing Accounts (ZBA)","How cash concentration physically sweeps balances into one header account via ZBA — and the intercompany loan positions those sweeps quietly create.",[155,209,227,228,229],"cash-pooling","cash-concentration","zba",{"path":231,"title":232,"description":233,"type":8,"language":9,"tags":234,"date":159,"pillar":239,"featured":17,"order":240},"\u002Fblog\u002Fcash-flow-at-risk-cfar","Cash Flow at Risk (CFaR) Explained","Cash Flow at Risk measures the worst shortfall in a company's cash flow versus plan over a period at a chosen confidence level — the corporate answer to VaR.",[155,235,236,237,238],"risk-management","cash-flow-at-risk","cfar","market-risk","treasury-risk-management",5.7,{"path":242,"title":243,"description":244,"type":8,"language":9,"tags":245,"date":159,"pillar":239,"featured":17,"order":249},"\u002Fblog\u002Fcommodity-price-risk","Commodity Price Risk in Corporate Treasury","Commodity price risk: when the prices of what a company buys or sells hurt its finances. How it differs from FX and interest-rate risk, and how it's managed.",[155,235,246,247,248],"commodity-risk","hedging","basis-risk",5.5,{"path":251,"title":252,"description":253,"type":8,"language":9,"tags":254,"date":159,"pillar":172,"featured":17,"order":258},"\u002Fblog\u002Fconfiguration-vs-customization-finance-systems","Configuration vs Customization in Finance Systems","Configuration fits your process using shipped settings; customization builds bespoke — a permanent liability paid at every upgrade.",[167,255,256,171,257],"configuration","customization","execution",5.2,{"path":260,"title":261,"description":262,"type":8,"language":9,"tags":263,"date":159,"pillar":202,"featured":17,"order":267},"\u002Fblog\u002Fcorporate-funding-and-credit-facilities","Corporate Funding and Credit Facilities","Corporate funding secures cash beyond operations — facilities, commercial paper, short-term debt — and the committed-vs-uncommitted distinction.",[155,264,201,265,266],"funding","liquidity","commercial-paper",3.9,{"path":269,"title":270,"description":271,"type":8,"language":9,"tags":272,"date":159,"pillar":202,"featured":17,"order":276},"\u002Fblog\u002Fdebt-and-investment-management-in-treasury","Debt and Investment Management in Treasury","Debt and investment management records and tracks a company's instruments through their life — interest, schedules, rollovers and covenants.",[155,209,273,274,275],"debt-management","investments","covenants",11.5,{"path":278,"title":279,"description":280,"type":8,"language":9,"tags":281,"date":159,"pillar":160,"featured":17,"order":284},"\u002Fblog\u002Fdisaster-recovery-business-continuity-treasury","Disaster Recovery and Business Continuity for Treasury Systems","Keeping treasury running through an outage: how RTO and RPO drive the design, and why the manual fallback is the plan that actually saves the payment.",[155,156,157,282,283],"business-continuity","disaster-recovery",8.9,{"path":286,"title":287,"description":288,"type":8,"language":9,"tags":289,"date":159,"pillar":160,"featured":17,"order":292},"\u002Fblog\u002Febics-european-bank-connectivity","EBICS Explained: European Bank Connectivity","What EBICS is — an internet-based European standard for exchanging payment and statement files with banks — and where it fits alongside SWIFT and host-to-host.",[155,156,290,291,190],"connectivity","ebics",2.5,{"path":294,"title":295,"description":296,"type":8,"language":9,"tags":297,"date":159,"pillar":202,"featured":17,"order":301},"\u002Fblog\u002Felectronic-bank-account-management-ebam","Electronic Bank Account Management (eBAM)","Electronic bank account management (eBAM) handles opening, closing, mandates and signatories digitally, not on paper. Why account admin is broken.",[155,209,298,299,300],"ebam","bank-accounts","governance",8.6,{"path":303,"title":304,"description":305,"type":8,"language":9,"tags":306,"date":159,"pillar":191,"featured":17,"order":310},"\u002Fblog\u002Felectronic-bank-statement-processing-in-sap","Electronic Bank Statement Processing in SAP","Electronic bank statement (EBS) processing in SAP imports, interprets and posts bank statements, clearing open items. The pain lives in the posting-rule config.",[187,155,307,308,309],"electronic-bank-statement","ebs","reconciliation",7,{"path":312,"title":313,"description":314,"type":8,"language":9,"tags":315,"date":159,"pillar":239,"featured":17,"order":318},"\u002Fblog\u002Ffx-hedging-strategy","FX Hedging Strategy: How Much to Hedge and When","FX hedging strategy: deciding your hedge ratio, tenor and timing — how much of an exposure to hedge, over what horizon, and static versus layered.",[155,235,316,247,317],"fx-risk","hedging-strategy",4.5,{"path":320,"title":321,"description":322,"type":8,"language":9,"tags":323,"date":159,"pillar":172,"featured":17,"order":126},"\u002Fblog\u002Fgovernance-and-steering-for-finance-programmes","Governance and Steering for Finance Programmes","Programme governance steers a large finance-systems programme — the decision structure, cadence and escalation. Good governance keeps a big programme unblocked.",[167,300,324,325,171],"steering-committee","programme-management",{"path":327,"title":328,"description":329,"type":8,"language":9,"tags":330,"date":159,"pillar":239,"featured":17,"order":334},"\u002Fblog\u002Fhedge-documentation-requirements","Hedge Documentation for Hedge Accounting","Hedge documentation: what you must designate at inception — objective, instrument, hedged item, risk and effectiveness method — for hedge accounting.",[155,235,331,332,333],"hedge-accounting","hedge-documentation","ifrs9",7.3,{"path":336,"title":337,"description":338,"type":8,"language":9,"tags":339,"date":159,"pillar":239,"featured":17,"order":341},"\u002Fblog\u002Fhedge-effectiveness-testing","Hedge Effectiveness Testing and the Hedge Ratio","Hedge effectiveness testing proves your hedge offsets the hedged risk — the evidence you need to keep hedge accounting and avoid artificial P&L swings.",[155,235,331,340,333],"hedge-effectiveness",7.5,{"path":343,"title":344,"description":345,"type":8,"language":9,"tags":346,"date":159,"pillar":191,"featured":17,"order":119},"\u002Fblog\u002Fhedge-management-in-sap","Hedge Management in SAP","Hedge Management in SAP designates hedging relationships and produces hedge accounting — linking instrument to hedged item and testing effectiveness.",[187,155,347,331,220],"hedge-management",{"path":349,"title":350,"description":351,"type":8,"language":9,"tags":352,"date":159,"pillar":11,"featured":17,"order":354},"\u002Fblog\u002Fhow-i-decide-whether-an-ai-product-idea-is-worth-building","How I Decide Whether an AI Product Idea Is Worth Building","How to decide what product to build: the short filter I run every idea through — real recurring problem, one-sentence outcome, small enough to ship solo.",[11,14,353,15],"idea-validation",2,{"path":356,"title":357,"description":358,"type":8,"language":9,"tags":359,"date":159,"pillar":11,"featured":17,"order":360},"\u002Fblog\u002Fhow-i-use-ai-without-letting-ai-decide","How I Use AI Without Letting AI Make Product Decisions","Using AI to build products means AI owns the how — code, scaffolding, drafts — while I keep the what and why: the problem, outcome, cuts and pricing.",[11,92,14,15],4,{"path":362,"title":363,"description":364,"type":8,"language":9,"tags":365,"date":159,"pillar":370,"featured":17,"order":181},"\u002Fblog\u002Fhow-to-write-a-tms-rfp","How to Write a TMS RFP (Request for Proposal)","A TMS RFP is the structured document that asks shortlisted vendors to propose against your requirements — how to write one that gets comparable, useful answers.",[155,366,367,368,369],"tms","rfp","tms-selection","procurement","treasury-management-systems",{"path":372,"title":373,"description":374,"type":8,"language":9,"tags":375,"date":159,"pillar":172,"featured":17,"order":161},"\u002Fblog\u002Fhypercare-and-post-go-live-stabilization","Hypercare and Post-Go-Live Stabilization","Hypercare is the intensive, time-boxed support period right after go-live — and cutting it to save money is a false economy that moves the cost downstream.",[167,376,377,378,171],"hypercare","go-live","stabilization",{"path":380,"title":381,"description":382,"type":8,"language":9,"tags":383,"date":159,"pillar":239,"featured":17,"order":387},"\u002Fblog\u002Finterest-rate-benchmark-reform-libor-sofr","Interest Rate Benchmark Reform: LIBOR to SOFR and Risk-Free Rates","The move from LIBOR to risk-free reference rates like SOFR and SONIA — why it happened, how RFRs differ, and what the transition meant for corporate treasury.",[155,235,384,385,386],"interest-rate-risk","libor","sofr",5.15,{"path":389,"title":390,"description":391,"type":8,"language":9,"tags":392,"date":159,"pillar":239,"featured":17,"order":394},"\u002Fblog\u002Finterest-rate-hedging-swaps-caps-collars","Interest Rate Hedging: Swaps, Caps, Collars and FRAs","The instruments treasury uses to hedge interest rate risk — swaps fix the rate, caps insure against rises, collars fund the cap, FRAs lock a single period.",[155,235,384,247,393],"derivatives",5.1,{"path":396,"title":397,"description":398,"type":8,"language":9,"tags":399,"date":159,"pillar":239,"featured":17,"order":36},"\u002Fblog\u002Fisda-csa-and-collateral-management","ISDA Agreements, CSAs and Collateral Management","How the ISDA Master Agreement, its schedule and the Credit Support Annex document and collateralise the counterparty risk in over-the-counter derivatives.",[155,235,400,401,402],"counterparty-risk","isda","collateral",{"path":404,"title":405,"description":406,"type":8,"language":9,"tags":407,"date":159,"pillar":160,"featured":17,"order":410},"\u002Fblog\u002Fiso-20022-migration-mt-to-mx","ISO 20022 Migration: Moving from SWIFT MT to MX (CBPR+)","The industry migration from legacy SWIFT MT messages to ISO 20022 MX for cross-border payments and reporting, and what CBPR+ means for corporate treasury.",[155,408,409,190,189],"iso-20022","swift",4.1,{"path":412,"title":413,"description":414,"type":8,"language":9,"tags":415,"date":159,"pillar":191,"featured":17,"order":360},"\u002Fblog\u002Fliquidity-items-in-sap-cash-management","Liquidity Items in SAP Cash Management","Liquidity items classify cash flows by purpose — receipts, payments, payroll, tax — so the forecast reads by category. Why derivation makes or breaks it.",[187,155,416,209,417],"liquidity-items","liquidity-forecast",{"path":419,"title":420,"description":421,"type":8,"language":9,"tags":422,"date":159,"pillar":202,"featured":17,"order":424},"\u002Fblog\u002Fliquidity-risk-management","Liquidity Risk Management","Liquidity risk management: not having cash when needed is the one risk that fails companies, even profitable ones. Forecasts, buffers, lines, stress tests.",[155,209,423,235,264],"liquidity-risk",3.8,{"path":426,"title":427,"description":428,"type":8,"language":9,"tags":429,"date":159,"pillar":191,"featured":17,"order":86},"\u002Fblog\u002Fmigrating-sap-treasury-ecc-to-s4hana","Migrating SAP Treasury from ECC to S\u002F4HANA","Migrating SAP treasury from ECC to S\u002F4HANA isn't an upgrade — it's substantially a re-implementation, because S\u002F4HANA redesigned Cash Management. Why, and how.",[187,155,430,431,432],"s4hana-migration","ecc","transformation",{"path":434,"title":435,"description":436,"type":8,"language":9,"tags":437,"date":159,"pillar":202,"featured":17,"order":440},"\u002Fblog\u002Fmoney-market-funds-for-corporate-treasury","Money Market Funds for Corporate Treasury","Money market funds pool short-dated, high-quality instruments to give treasury same-day liquidity and a yield on cash — inside policy, not chasing return.",[155,209,438,439,265],"investment","money-market-funds",11.2,{"path":442,"title":443,"description":444,"type":8,"language":9,"tags":445,"date":159,"pillar":11,"featured":17,"order":446},"\u002Fblog\u002Fmy-product-operating-system","My Product Operating System for Building Multiple AI Apps","The product operating system I use to build several focused AI products solo: choosing which problem to build, shipping fast, and killing what isn't working.",[11,14,15,92,76],1,{"path":448,"title":449,"description":450,"type":8,"language":9,"tags":451,"date":159,"pillar":11,"featured":17,"order":192},"\u002Fblog\u002Fnuxt-and-supabase-solo-saas-stack","Nuxt and Supabase as a Solo SaaS Stack","The Nuxt and Supabase SaaS stack I run every product on: Nuxt for the full-stack app, Supabase for auth, Postgres and storage. One boring stack ships more.",[11,452,35,15,453],"nuxt","stack",{"path":455,"title":456,"description":457,"type":8,"language":9,"tags":458,"date":159,"pillar":191,"featured":17,"order":462},"\u002Fblog\u002Fone-exposure-from-operations-fqm-flow","One Exposure from Operations & FQM_FLOW Explained","One Exposure from Operations is the hub at the centre of S\u002F4HANA Cash Management — a single store (FQM_FLOW) every cash-relevant flow feeds. Why it exists.",[187,155,459,460,209,461],"one-exposure","fqm-flow","s4hana",3,{"path":464,"title":465,"description":466,"type":8,"language":9,"tags":467,"date":159,"pillar":160,"featured":17,"order":469},"\u002Fblog\u002Fpayment-fraud-prevention-in-treasury","Payment Fraud Prevention and Controls in Treasury","Payment fraud prevention in treasury: the main threats are BEC, invoice redirection, insider diversion and standing-data tampering — and how to stop them.",[155,468,157,33,189],"payment-fraud",8.3,{"path":471,"title":472,"description":473,"type":8,"language":9,"tags":474,"date":159,"pillar":191,"featured":17,"order":477},"\u002Fblog\u002Fplanning-levels-and-groups-in-sap","Planning Levels and Groups in SAP Cash Management","Planning levels and groups classify items for SAP cash management by certainty — levels on accounts, groups on business partners. The enduring concept, plainly.",[187,155,475,476,209],"planning-levels","planning-groups",5,{"path":479,"title":480,"description":481,"type":8,"language":9,"tags":482,"date":159,"pillar":172,"featured":17,"order":484},"\u002Fblog\u002Fraid-log-risks-assumptions-issues-dependencies","RAID Logs: Managing Risks, Assumptions, Issues and Dependencies","A RAID log tracks a programme's risks, assumptions, issues and dependencies — and works only when you actually mitigate and chase them, not file them.",[167,483,235,300,171],"raid-log",9.5,{"path":486,"title":487,"description":488,"type":8,"language":9,"tags":489,"date":159,"pillar":160,"featured":17,"order":493},"\u002Fblog\u002Freal-time-treasury","Real-Time Treasury: What It Actually Means","Real-time treasury is the shift from batch to continuous operations, driven by instant payments and APIs. What changes, and where it genuinely matters vs batch.",[155,156,490,491,492],"real-time","instant-payments","apis",4.7,{"path":495,"title":496,"description":497,"type":8,"language":9,"tags":498,"date":159,"pillar":239,"featured":17,"order":502},"\u002Fblog\u002Frisk-appetite-and-limits-in-treasury","Risk Appetite and Risk Limits in Treasury","Treasury risk appetite is how much financial risk a company chooses to bear; risk limits are the measurable guardrails that enforce it — why both matter.",[155,235,499,500,501],"risk-appetite","risk-limits","treasury-policy",7.9,{"path":504,"title":505,"description":506,"type":8,"language":9,"tags":507,"date":159,"pillar":191,"featured":17,"order":36},"\u002Fblog\u002Fsap-advanced-payment-management-apm","SAP Advanced Payment Management (APM)","SAP Advanced Payment Management (APM) is the S\u002F4HANA payment hub that centralizes payment requests from many systems and orchestrates them toward the banks.",[187,155,189,508,461],"payment-factory",{"path":510,"title":511,"description":512,"type":8,"language":9,"tags":513,"date":159,"pillar":191,"featured":17,"order":292},"\u002Fblog\u002Fsap-bank-account-management-s4hana","SAP Bank Account Management (BAM) in S\u002F4HANA","SAP Bank Account Management (BAM) governs bank accounts and house banks as master data in S\u002F4HANA — the base cash position, statements and payments rest on.",[187,155,209,514,461],"bank-account-management",{"path":516,"title":517,"description":518,"type":8,"language":9,"tags":519,"date":159,"pillar":191,"featured":17,"order":354},"\u002Fblog\u002Fsap-cash-management-s4hana","SAP Cash Management in S\u002F4HANA","SAP Cash Management in S\u002F4HANA — the redesigned cash and liquidity solution: Bank Account Management, Cash Operations and Liquidity Management, on One Exposure.",[187,155,209,461,459],{"path":521,"title":522,"description":523,"type":8,"language":9,"tags":524,"date":159,"pillar":191,"featured":17,"order":526},"\u002Fblog\u002Fsap-credit-risk-analyzer","SAP Credit Risk Analyzer","The Credit Risk Analyzer is the SAP TRM component that measures counterparty risk and manages limits — checking deals against limits and flagging breaches.",[187,155,525,220,400],"credit-risk-analyzer",11,{"path":528,"title":529,"description":530,"type":8,"language":9,"tags":531,"date":159,"pillar":191,"featured":17,"order":95},"\u002Fblog\u002Fsap-in-house-cash-ihc","SAP In-House Cash (IHC)","SAP In-House Cash (IHC) runs an internal bank: internal accounts for subsidiaries and payments on their behalf. The SAP implementation of the in-house bank.",[187,155,532,533,534,535],"in-house-cash","ihc","in-house-bank","centralization",{"path":537,"title":538,"description":539,"type":8,"language":9,"tags":540,"date":159,"pillar":191,"featured":17,"order":126},"\u002Fblog\u002Fsap-market-risk-analyzer","SAP Market Risk Analyzer","The Market Risk Analyzer is the SAP TRM component that values positions and measures market risk — NPV, sensitivities, VaR — all driven by market data.",[187,155,541,220,542],"market-risk-analyzer","valuation",{"path":544,"title":545,"description":546,"type":8,"language":9,"tags":547,"date":159,"pillar":191,"featured":17,"order":550},"\u002Fblog\u002Fsap-portfolio-analyzer","SAP Portfolio Analyzer","The Portfolio Analyzer is the SAP TRM component that measures portfolio returns and performance versus benchmarks — and when it's actually worth implementing.",[187,155,548,220,549],"portfolio-analyzer","performance",12,{"path":552,"title":553,"description":554,"type":8,"language":9,"tags":555,"date":159,"pillar":191,"featured":17,"order":558},"\u002Fblog\u002Fsap-transaction-manager","SAP Transaction Manager: Deals and Instruments","The Transaction Manager is the core of SAP TRM, where financial deals live — money market, FX, securities and derivatives, from capture to accounting.",[187,155,556,220,557],"transaction-manager","deals",8,{"path":560,"title":561,"description":562,"type":8,"language":9,"tags":563,"date":159,"pillar":191,"featured":17,"order":565},"\u002Fblog\u002Fsap-treasury-market-data-management","Market Data in SAP Treasury","SAP treasury market data — FX rates, interest curves, security prices, indexes — is the reference TRM values everything on; its quality drives every number.",[187,155,564,542,220],"market-data",9.7,{"path":567,"title":568,"description":569,"type":8,"language":9,"tags":570,"date":159,"pillar":191,"featured":17,"order":484},"\u002Fblog\u002Fsap-trm-position-management-and-valuation","SAP TRM Position Management and Valuation","How SAP TRM turns captured deals into managed positions and values them under parallel accounting bases, posting the results to Financial Accounting.",[187,155,220,542,571],"accounting",{"path":573,"title":574,"description":575,"type":8,"language":9,"tags":576,"date":159,"pillar":172,"featured":17,"order":394},"\u002Fblog\u002Fsolution-design-and-blueprint-for-finance-systems","Solution Design and Blueprint for Finance Systems","How to turn agreed requirements into a signed solution design before build starts — and why skipping the blueprint is what quietly buys you months of rework.",[167,577,578,171,257],"solution-design","blueprint",{"path":580,"title":581,"description":582,"type":8,"language":9,"tags":583,"date":159,"pillar":239,"featured":17,"order":586},"\u002Fblog\u002Fstress-testing-and-scenario-analysis-treasury","Stress Testing and Scenario Analysis in Treasury","Treasury stress testing and scenario analysis probe the severe tail that VaR and CFaR leave undescribed — and fail on imagination, not maths.",[155,235,584,585,238],"stress-testing","scenario-analysis",5.8,{"path":588,"title":589,"description":590,"type":8,"language":9,"tags":591,"date":159,"pillar":202,"featured":17,"order":596},"\u002Fblog\u002Fsupply-chain-finance-and-dynamic-discounting","Supply Chain Finance and Dynamic Discounting","Supply chain finance (reverse factoring) pays suppliers early via a bank on the buyer's credit; dynamic discounting uses the buyer's cash. When to use each.",[155,592,593,594,595],"working-capital","supply-chain-finance","dynamic-discounting","financing",3.7,{"path":598,"title":599,"description":600,"type":8,"language":9,"tags":601,"date":159,"pillar":160,"featured":17,"order":604},"\u002Fblog\u002Fswift-gpi-tracking-cross-border-payments","SWIFT gpi: Tracking Cross-Border Payments","SWIFT gpi makes cross-border payments faster and trackable end to end, giving each a unique reference (UETR) so you can follow its status. What treasury gets.",[155,156,189,409,602,603],"gpi","cross-border",4.3,{"path":606,"title":607,"description":608,"type":8,"language":9,"tags":609,"date":159,"pillar":370,"featured":17,"order":469},"\u002Fblog\u002Ftms-cloud-security-and-data-residency","TMS Cloud Security and Data Residency","A cloud TMS holds your bank details and payment capability — the security, certification and data-residency questions to ask a vendor before you sign.",[155,366,33,610,368],"data-residency",{"path":612,"title":613,"description":614,"type":8,"language":9,"tags":615,"date":159,"pillar":370,"featured":17,"order":619},"\u002Fblog\u002Ftms-data-migration","TMS Data Migration","TMS data migration means moving master data, open positions and live deals into a new treasury system — cleanly, and reconciled so your positions still tie out.",[155,366,616,617,618],"data-migration","implementation","tms-implementation",10.6,{"path":621,"title":622,"description":623,"type":8,"language":9,"tags":624,"date":159,"pillar":370,"featured":17,"order":626},"\u002Fblog\u002Ftms-implementation-timeline-and-phases","TMS Implementation Timeline and Phases","The phases of a TMS implementation in order, and what actually drives how long it takes — banks, entities, modules, data quality and decision speed.",[155,366,617,625,618],"project-timeline",10.3,{"path":628,"title":629,"description":630,"type":8,"language":9,"tags":631,"date":159,"pillar":370,"featured":17,"order":240},"\u002Fblog\u002Ftms-pricing-and-licensing-models","TMS Pricing and Licensing Models","How treasury management system vendors price and licence their software — SaaS vs perpetual, the dimensions they charge on, and what really drives the cost.",[155,366,125,632,368],"licensing",{"path":634,"title":635,"description":636,"type":8,"language":9,"tags":637,"date":159,"pillar":202,"featured":17,"order":258},"\u002Fblog\u002Ftrapped-cash-and-cash-repatriation","Trapped Cash and Cash Repatriation","Trapped cash is money the group owns and can see but can't freely move to where it's needed — here's why it gets stuck and how treasury frees it.",[155,209,638,639,640],"trapped-cash","repatriation","global-liquidity",{"path":642,"title":643,"description":644,"type":8,"language":9,"tags":645,"date":159,"pillar":160,"featured":17,"order":648},"\u002Fblog\u002Ftreasury-data-quality-and-governance","Treasury Data Quality and Governance","Treasury data quality decides which numbers you can trust — cash, exposure, valuation, forecast are all computed from it, and governance keeps it clean.",[155,156,646,647,219],"data-quality","data-governance",1.85,{"path":650,"title":651,"description":652,"type":8,"language":9,"tags":653,"date":159,"pillar":160,"featured":17,"order":249},"\u002Fblog\u002Ftreasury-integration-patterns-files-apis-middleware","Treasury Integration Patterns: Files, APIs and Middleware","Treasury integration patterns — batch files, APIs and middleware — and their trade-offs, plus why point-to-point connections collapse under their own weight.",[155,654,655,656,156],"integration","api","middleware",{"path":658,"title":659,"description":660,"type":8,"language":9,"tags":661,"date":159,"pillar":202,"featured":17,"order":95},"\u002Fblog\u002Ftreasury-kpis-measuring-treasury-performance","Treasury KPIs: How to Measure Treasury Performance","Treasury KPIs measure how well treasury works — liquidity, efficiency, risk, cost. Good ones make performance improvable; the trap is measuring what's easy.",[155,209,662,102,549],"kpis",{"path":664,"title":665,"description":666,"type":8,"language":9,"tags":667,"date":159,"pillar":160,"featured":17,"order":668},"\u002Fblog\u002Ftreasury-master-data-management","Treasury Master Data Management","Treasury master data is the static reference data everything depends on — banks, counterparties, instruments, settlement instructions — and ownership is key.",[155,219,647,156,171],1.8,{"path":670,"title":671,"description":672,"type":8,"language":9,"tags":673,"date":159,"pillar":202,"featured":17,"order":249},"\u002Fblog\u002Ftreasury-operating-model-centralized-vs-decentralized","Treasury Operating Model: Centralized vs Decentralized","Centralized, decentralized or hybrid — how treasury is organized across a group, the trade-offs, and why the trend runs toward centralization.",[155,209,674,535,675],"operating-model","organization",{"path":677,"title":678,"description":679,"type":8,"language":9,"tags":680,"date":159,"pillar":160,"featured":17,"order":683},"\u002Fblog\u002Ftreasury-reporting-and-analytics-architecture","Treasury Reporting and Analytics Architecture","Treasury reporting architecture explained — operational, warehouse and BI layers — and why every reported number is only as trustworthy as its source.",[155,681,101,682,156],"reporting","data",1.9,{"path":685,"title":686,"description":687,"type":8,"language":9,"tags":688,"date":159,"pillar":370,"featured":133,"order":95},"\u002Fblog\u002Ftreasury-transformation-guide","Treasury Transformation: A Practical Guide","Treasury transformation is upgrading how treasury operates, usually around a new TMS. Why it succeeds on outcomes and delivery discipline, not technology.",[155,432,366,167,171],{"path":690,"title":691,"description":692,"type":8,"language":9,"tags":693,"date":159,"pillar":239,"featured":17,"order":696},"\u002Fblog\u002Fvalue-at-risk-var-in-treasury","Value at Risk (VaR) in Corporate Treasury","What Value at Risk is, how it's calculated, and why corporate treasuries use it to size market risk — plus the limits that make VaR only half the picture.",[155,235,694,695,238],"value-at-risk","var",5.6,{"path":698,"title":699,"description":700,"type":8,"language":9,"tags":701,"date":159,"pillar":202,"featured":17,"order":469},"\u002Fblog\u002Fwhat-are-virtual-accounts","What Are Virtual Accounts?","Virtual accounts (virtual IBANs) are sub-accounts over one real account — each with its own number, all cash in one place. How they cut reconciliation.",[155,209,702,703,299],"virtual-accounts","virtual-iban",{"path":705,"title":706,"description":707,"type":8,"language":9,"tags":708,"date":159,"pillar":370,"featured":133,"order":173},"\u002Fblog\u002Fwhat-does-a-corporate-treasury-do","What Does a Corporate Treasury Do?","Corporate treasury manages a company's money — cash, liquidity, funding and risk. What treasury actually does, and how it differs from accounting.",[155,709,710,711],"corporate-treasury","finance","overview",{"path":713,"title":714,"description":715,"type":8,"language":9,"tags":716,"date":159,"pillar":11,"featured":17,"order":550},"\u002Fblog\u002Fwhat-i-learned-building-multiple-products-at-once","What I Learned Building Multiple Products at Once","Building multiple products at once taught me focus isn't doing one thing — it's a system giving each the right attention at the right time. The lessons.",[11,14,15,77,717],"portfolio",{"path":719,"title":720,"description":721,"type":8,"language":9,"tags":722,"date":159,"pillar":191,"featured":133,"order":446},"\u002Fblog\u002Fwhat-is-sap-treasury-and-risk-management","What Is SAP Treasury and Risk Management (TRM)?","SAP Treasury and Risk Management (TRM) manages financial transactions and risk — capturing deals, valuing them, measuring risk, and posting to accounting.",[187,155,220,191,556],{"path":724,"title":725,"description":726,"type":8,"language":9,"tags":727,"date":159,"pillar":370,"featured":17,"order":354},"\u002Fblog\u002Fwhen-do-you-need-a-treasury-management-system","When Does a Company Need a Treasury Management System?","You need a TMS when the cost and risk of running cash across many banks, entities and currencies in spreadsheets outweighs the system. Complexity, not size.",[155,366,171],{"path":729,"title":730,"description":731,"type":8,"language":9,"tags":732,"date":159,"pillar":11,"featured":17,"order":526},"\u002Fblog\u002Fwhy-delivery-sheet-has-four-decisions","Why Delivery Sheet Has Four Decisions: Commit, Shape, Pause or Decline","Most teams answer every ask with yes. Delivery Sheet forces one of four decisions — commit, shape, pause or decline — because 'yes by default' sinks delivery.",[11,733,734,14,735],"delivery-sheet","case-study","decisions",{"path":737,"title":738,"description":739,"type":8,"language":9,"tags":740,"date":159,"pillar":11,"featured":17,"order":310},"\u002Fblog\u002Fwhy-i-built-delivery-sheet","Why I Built Delivery Sheet","Why I built Delivery Sheet: on every programme, vague leadership asks became commitments before anyone knew scope, owner or outcome. Shape before you commit.",[11,733,734,14],{"path":742,"title":743,"description":744,"type":8,"language":9,"tags":745,"date":159,"pillar":11,"featured":17,"order":558},"\u002Fblog\u002Fwhy-i-built-listemizde-without-sponsored-rankings","Why I Built Listemizde Without Sponsored Rankings","Why I built Listemizde: local-business platforms are corrupted by paid rankings. It ranks by real community trust — one person, one vote, no sponsors.",[11,746,734,14,747],"listemizde","trust",{"path":749,"title":750,"description":751,"type":8,"language":9,"tags":752,"date":159,"pillar":11,"featured":17,"order":462},"\u002Fblog\u002Fwhy-i-write-the-expected-output-before-the-screen","Why I Write the Expected Output Before the Screen","Define the outcome before design: I write the exact result the user should get before building any screen, because the screen is only the path to an outcome.",[11,14,753,754],"design","outcomes",{"path":756,"title":757,"description":758,"type":8,"language":9,"tags":759,"date":159,"pillar":11,"featured":17,"order":477},"\u002Fblog\u002Fwhy-most-ai-built-apps-feel-like-demos","Why Most AI-Built Apps Feel Like Demos","Why AI apps feel like demos: they look finished but solve nothing — AI made the product decisions. It optimizes for plausible; products win by being pointed.",[11,92,14,15],{"path":761,"title":762,"description":763,"type":8,"language":9,"tags":764,"date":159,"pillar":202,"featured":17,"order":766},"\u002Fblog\u002Fworking-capital-and-cash","Working Capital and Cash: The Cash Conversion Cycle","Working capital — cash tied up in receivables and inventory, less payables — is a big driver of a company's cash. The cash conversion cycle (DSO, DIO, DPO).",[155,209,592,765,265],"cash-conversion-cycle",3.6,{"path":768,"title":769,"description":770,"type":8,"language":9,"tags":771,"date":774,"pillar":202,"featured":17,"order":292},"\u002Fblog\u002F13-week-cash-flow-forecast","The 13-Week Cash Flow Forecast: A Practical Guide","A rolling, week-by-week projection of cash in and out over the next quarter, on a direct receipts-and-disbursements basis. Why 13 weeks, and how to build one.",[155,209,772,265,773],"forecasting","13-week","2026-07-23",{"path":776,"title":777,"description":778,"type":8,"language":9,"tags":779,"date":774,"pillar":202,"featured":17,"order":558},"\u002Fblog\u002Fbank-account-rationalization","Bank Account Rationalization: How to Cut Account Sprawl","Bank account rationalization cuts the number of bank accounts to the minimum a company needs. Why sprawl is expensive, and how to run and govern it.",[155,209,299,210,265],{"path":781,"title":782,"description":783,"type":8,"language":9,"tags":784,"date":774,"pillar":202,"featured":17,"order":550},"\u002Fblog\u002Fbank-fee-analysis","Bank Fee Analysis: How to Stop Overpaying Your Banks","Bank fee analysis reconciles what banks charge against agreed pricing, catching errors and overcharges. Bank fees are opaque and often wrong.",[155,209,785,210,786],"bank-fees","cost",{"path":788,"title":789,"description":790,"type":8,"language":9,"tags":791,"date":774,"pillar":160,"featured":17,"order":462},"\u002Fblog\u002Fbank-statement-formats-mt940-camt053-bai2","Bank Statement Formats: MT940 vs camt.053 vs BAI2","MT940, camt.053 and BAI2 are the main bank statement formats treasury imports: legacy SWIFT, modern ISO 20022, a US format. How they differ and which to use.",[155,156,190,408],{"path":793,"title":794,"description":795,"type":8,"language":9,"tags":796,"date":774,"pillar":172,"featured":17,"order":119},"\u002Fblog\u002Fbenefits-realization-for-finance-systems","Benefits Realization for Finance Systems","Benefits realization confirms a system actually delivered the outcomes it was justified on — not just that it went live. The step almost everyone skips.",[167,797,754,171,798],"benefits-realization","business-case",{"path":800,"title":801,"description":802,"type":8,"language":9,"tags":803,"date":774,"pillar":370,"featured":17,"order":192},"\u002Fblog\u002Fbuild-vs-buy-treasury-management-system","Build vs Buy a Treasury Management System","For almost every corporate, buying a TMS beats building one, because a package embeds decades of connectivity and compliance. When build makes sense, and why.",[155,366,804,805,806],"build-vs-buy","selection","treasury-technology",{"path":808,"title":809,"description":810,"type":8,"language":9,"tags":811,"date":774,"pillar":202,"featured":133,"order":446},"\u002Fblog\u002Fcash-positioning-vs-cash-flow-forecasting","Cash Positioning vs Cash Flow Forecasting: What's the Difference?","Cash positioning tells you the cash you have now; forecasting projects what you'll have. Two different jobs — and why confusing them costs treasury teams.",[155,209,772],{"path":813,"title":814,"description":815,"type":8,"language":9,"tags":816,"date":774,"pillar":172,"featured":17,"order":558},"\u002Fblog\u002Fchange-management-for-finance-system-rollouts","Change Management for Finance System Rollouts","A technically perfect finance system fails if the team won't adopt it. Change management wins that adoption — why finance resists, and how to get it.",[167,817,818,171,617],"change-management","adoption",{"path":820,"title":821,"description":822,"type":8,"language":9,"tags":823,"date":774,"pillar":239,"featured":17,"order":192},"\u002Fblog\u002Fcounterparty-and-credit-risk-in-treasury","Counterparty and Credit Risk in Treasury","Counterparty risk is the risk that a bank or partner treasury relies on fails to meet its obligations. Managed with limits, diversification and monitoring.",[155,235,400,824,825],"credit-risk","bank-risk",{"path":827,"title":828,"description":829,"type":8,"language":9,"tags":830,"date":774,"pillar":172,"featured":17,"order":310},"\u002Fblog\u002Fcutover-and-go-live-for-finance-systems","Cutover and Go-Live for Finance Systems","Finance system cutover is the tightly-planned transition from old to new — migration, switchover, go-live — in a short, high-stakes window.",[167,831,377,171,617,616],"cutover",{"path":833,"title":834,"description":835,"type":8,"language":9,"tags":836,"date":774,"pillar":172,"featured":17,"order":334},"\u002Fblog\u002Fdata-migration-for-finance-systems","Data Migration for Finance Systems","Finance data migration — extract, cleanse, map, load and reconcile into a new system — is the riskiest part of a cutover. Source data is always dirty.",[167,616,831,171,617],{"path":838,"title":839,"description":840,"type":8,"language":9,"tags":841,"date":774,"pillar":160,"featured":17,"order":477},"\u002Fblog\u002Fdesigning-erp-tms-integration","Designing ERP-to-TMS Integration","ERP TMS integration design: what flows each way, batch vs real-time, reconciliation and ownership — so your ERP and treasury system stay in step.",[155,156,654,842,366],"erp",{"path":844,"title":845,"description":846,"type":8,"language":9,"tags":847,"date":774,"pillar":202,"featured":17,"order":354},"\u002Fblog\u002Fdirect-vs-indirect-cash-flow-forecasting","Direct vs Indirect Cash Flow Forecasting for Treasury","Direct forecasting builds cash bottom-up from expected receipts and payments; indirect derives it from projected financials. Which to use, over what horizon.",[155,209,772],{"path":849,"title":850,"description":851,"type":8,"language":9,"tags":852,"date":774,"pillar":172,"featured":17,"order":477},"\u002Fblog\u002Ffit-gap-analysis-for-finance-systems","Fit-Gap Analysis for Finance Systems","A fit-gap analysis compares what a standard system does against what the business needs — fit, gap, or change the process. Avoiding the customization trap.",[167,853,854,171,617],"fit-gap","requirements",{"path":856,"title":857,"description":858,"type":8,"language":9,"tags":859,"date":774,"pillar":239,"featured":17,"order":360},"\u002Fblog\u002Ffx-hedging-instruments-forwards-options-swaps","FX Hedging Instruments: Forwards, Options and Swaps","FX hedging instruments explained: forwards lock a rate, options give the right for a premium, swaps exchange cash flows. Which suits which exposure.",[155,235,247,316,393],{"path":861,"title":862,"description":863,"type":8,"language":9,"tags":864,"date":774,"pillar":239,"featured":17,"order":354},"\u002Fblog\u002Ffx-risk-transaction-translation-economic-exposure","FX Risk: Transaction, Translation and Economic Exposure","FX risk comes in three types — transaction, translation and economic exposure. Why classifying them correctly is where FX management actually starts.",[155,235,316,865,247],"foreign-exchange",{"path":867,"title":868,"description":869,"type":8,"language":9,"tags":870,"date":774,"pillar":239,"featured":17,"order":310},"\u002Fblog\u002Fhedge-accounting-explained","Hedge Accounting Explained","Hedge accounting aligns the timing of a hedge's gains and losses with the hedged item, so the P&L shows they offset. Why it exists, and the three hedge types.",[155,235,331,871,247],"ifrs",{"path":873,"title":874,"description":875,"type":8,"language":9,"tags":876,"date":774,"pillar":202,"featured":17,"order":477},"\u002Fblog\u002Fhow-to-achieve-global-cash-visibility","How to Achieve Global Cash Visibility","Global cash visibility is seeing all the group's cash — every account, currency and bank — in one timely view. Mostly a data problem: full statement coverage.",[155,209,265,190],{"path":878,"title":879,"description":880,"type":8,"language":9,"tags":881,"date":774,"pillar":202,"featured":17,"order":360},"\u002Fblog\u002Fhow-to-build-a-daily-cash-position","How to Build a Daily Cash Position","A daily cash position is a consolidated view of the cash available today across every account and currency — prior-day vs intraday, actuals vs expected.",[155,209,265,882],"cash-position",{"path":884,"title":885,"description":886,"type":8,"language":9,"tags":887,"date":774,"pillar":172,"featured":17,"order":462},"\u002Fblog\u002Fhow-to-define-a-measurable-outcome","How to Define a Measurable Outcome","A measurable outcome states what will be true when the work is done, in a way you can verify — a result, not an activity. How to write one, and the traps.",[167,754,854,171],{"path":889,"title":890,"description":891,"type":8,"language":9,"tags":892,"date":774,"pillar":202,"featured":17,"order":462},"\u002Fblog\u002Fhow-to-measure-cash-forecast-accuracy","How to Measure Cash Forecast Accuracy","Measure cash forecast accuracy by comparing forecast to actual per period and category — variance, MAPE, bias, hit rate — so you know where it's reliable.",[155,209,772],{"path":894,"title":895,"description":896,"type":8,"language":9,"tags":897,"date":774,"pillar":370,"featured":17,"order":119},"\u002Fblog\u002Fhow-to-run-a-tms-selection-process","How to Run a TMS Selection Process","A TMS selection process is the structured path from ‘we need a system’ to ‘we chose the right one’ — requirements, RFP, scripted demos, scorecard, references.",[155,366,805,367,898],"vendor-evaluation",{"path":900,"title":901,"description":902,"type":8,"language":9,"tags":903,"date":774,"pillar":172,"featured":17,"order":318},"\u002Fblog\u002Fhow-to-write-good-requirements-for-finance-systems","How to Write Good Requirements for Finance Systems","How to write good requirements: state what the system must do — clearly, testably, without prescribing the solution. Bad requirements are why delivery fails.",[167,854,171,904],"business-analysis",{"path":906,"title":907,"description":908,"type":8,"language":9,"tags":909,"date":774,"pillar":172,"featured":17,"order":360},"\u002Fblog\u002Fhow-to-write-scope-in-and-scope-out","How to Write Scope In and Scope Out","Scope defines what work includes and — crucially — excludes. The 'out of scope' list is the half that prevents scope creep. How to define it from the outcome.",[167,67,854,171],{"path":911,"title":912,"description":913,"type":8,"language":9,"tags":914,"date":774,"pillar":202,"featured":17,"order":126},"\u002Fblog\u002Fintercompany-netting","Intercompany Netting: How It Works","Intercompany netting offsets what group entities owe each other so only net positions settle, cutting payments, FX and fees. Bilateral vs multilateral netting.",[155,209,915,916,535],"netting","intercompany",{"path":918,"title":919,"description":920,"type":8,"language":9,"tags":921,"date":774,"pillar":239,"featured":17,"order":477},"\u002Fblog\u002Finterest-rate-risk-in-corporate-treasury","Interest Rate Risk in Corporate Treasury","Interest rate risk is when rates raise floating-rate debt costs or cut investment income. The main lever is the fixed\u002Ffloating mix; swaps and caps adjust it.",[155,235,384,247,922],"debt",{"path":924,"title":925,"description":926,"type":8,"language":9,"tags":927,"date":774,"pillar":160,"featured":17,"order":192},"\u002Fblog\u002Finterface-monitoring-and-reconciliation","Interface Monitoring and Reconciliation for Treasury Systems","Treasury interfaces fail silently and partially. Monitoring proves each ran; reconciliation proves the data arrived intact. How to design both from the start.",[155,156,654,157],{"path":929,"title":930,"description":931,"type":8,"language":9,"tags":932,"date":774,"pillar":160,"featured":17,"order":360},"\u002Fblog\u002Fiso-20022-payments-pain-001-pain-002","ISO 20022 Payments Explained: pain.001, pain.002 and the camt Family","ISO 20022 is the global XML standard for financial messaging. For payments, pain.001 is the instruction you send and pain.002 the status back. What they are.",[155,156,408,189],{"path":934,"title":935,"description":936,"type":8,"language":9,"tags":937,"date":774,"pillar":202,"featured":17,"order":526},"\u002Fblog\u002Fmanaging-surplus-cash","Managing Surplus Cash: Short-Term Investment Basics","Putting surplus cash to work safely, governed by a policy that ranks security, then liquidity, then yield. The cardinal rule of corporate cash investment.",[155,209,938,265,939],"investment-policy","surplus-cash",{"path":941,"title":942,"description":943,"type":8,"language":9,"tags":944,"date":774,"pillar":160,"featured":17,"order":310},"\u002Fblog\u002Fmarket-data-in-treasury-systems","Market Data in Treasury Systems","Market data — FX rates, interest curves, prices — is the external reference data treasury needs to value positions. How to source, control and integrate it.",[155,156,564,542],{"path":946,"title":947,"description":948,"type":8,"language":9,"tags":949,"date":774,"pillar":239,"featured":17,"order":462},"\u002Fblog\u002Fnatural-hedging-vs-financial-hedging","Natural Hedging vs Financial Hedging","Natural hedging offsets exposures by structuring the business; financial hedging uses instruments for what's left. Why you reduce naturally first, then hedge.",[155,235,247,316,950],"natural-hedge",{"path":952,"title":953,"description":954,"type":8,"language":9,"tags":955,"date":774,"pillar":202,"featured":17,"order":192},"\u002Fblog\u002Fphysical-vs-notional-cash-pooling","Physical vs Notional Cash Pooling: How to Choose","Physical pooling moves funds to concentrate cash; notional pooling offsets balances for interest without moving money. The trade-offs, and when to use each.",[155,209,227],{"path":957,"title":958,"description":959,"type":8,"language":9,"tags":960,"date":774,"pillar":172,"featured":17,"order":354},"\u002Fblog\u002Fproblem-statements-vs-solution-requests","Problem Statements vs Solution Requests","A solution request tells you what to build; a problem statement tells you why. Converting solutions back to problems is the highest-leverage move in intake.",[167,854,961,171],"intake",{"path":963,"title":964,"description":965,"type":8,"language":9,"tags":966,"date":774,"pillar":172,"featured":133,"order":446},"\u002Fblog\u002Fproject-intake-process-for-finance-and-engineering-teams","Project Intake Process for Finance and Engineering Teams","How a team receives, shapes and decides on incoming work before committing people — the stages, the fields that matter, and four honest decisions.",[167,961,76,171],{"path":968,"title":969,"description":970,"type":8,"language":9,"tags":971,"date":774,"pillar":160,"featured":133,"order":446},"\u002Fblog\u002Freference-architecture-for-corporate-treasury","A Reference Architecture for Corporate Treasury","How a corporate treasury landscape fits together: ERP, TMS, bank connectivity and market data, joined by defined interfaces, with a system-of-record matrix.",[155,156,654,171],{"path":973,"title":974,"description":975,"type":8,"language":9,"tags":976,"date":774,"pillar":370,"featured":17,"order":558},"\u002Fblog\u002Fsaas-vs-on-premise-treasury-management-system","SaaS vs On-Premise Treasury Management System","Cloud SaaS is the default TMS deployment model; on-premise the exception for control, data-residency or integration. How they differ on cost, upgrades and exit.",[155,366,977,978,979,806],"saas","cloud","deployment",{"path":981,"title":982,"description":983,"type":8,"language":9,"tags":984,"date":774,"pillar":160,"featured":17,"order":558},"\u002Fblog\u002Fsegregation-of-duties-in-treasury-systems","Segregation of Duties in Treasury Systems","Treasury moves money, so it's a prime fraud target. Segregation of duties means no one person can initiate, approve and release a payment or trade alone.",[155,156,157,33,985],"segregation-of-duties",{"path":987,"title":988,"description":989,"type":8,"language":9,"tags":990,"date":774,"pillar":160,"featured":17,"order":341},"\u002Fblog\u002Fstraight-through-processing-in-treasury","Straight-Through Processing in Treasury","Straight-through processing (STP) means a transaction flows from initiation to settlement with no manual re-keying. Why every manual touchpoint is a risk.",[155,156,991,992,654],"stp","automation",{"path":994,"title":995,"description":996,"type":8,"language":9,"tags":997,"date":774,"pillar":172,"featured":17,"order":249},"\u002Fblog\u002Ftesting-strategy-for-finance-systems","Testing Strategy for Finance Systems: SIT, UAT and Regression","A testing strategy defines how you prove a finance system works before go-live — unit, SIT, UAT and regression. In finance, the numbers must reconcile too.",[167,998,999,1000,1001,171],"testing","sit","uat","regression",{"path":1003,"title":1004,"description":1005,"type":8,"language":9,"tags":1006,"date":774,"pillar":370,"featured":17,"order":310},"\u002Fblog\u002Ftms-vendor-demo-questions-and-scorecard","TMS Vendor Demo Questions and Evaluation Scorecard","How to evaluate TMS vendors: the questions to ask in a demo, and a weighted scorecard to compare them — driven by your requirements, not their sales script.",[155,366,1007,171],"vendor-selection",{"path":1009,"title":1010,"description":1011,"type":8,"language":9,"tags":1012,"date":774,"pillar":370,"featured":17,"order":462},"\u002Fblog\u002Ftms-vs-erp-treasury-vs-spreadsheets","TMS vs ERP Treasury vs Spreadsheets: How to Choose","Spreadsheets, your ERP's treasury module, or a dedicated TMS? Specialization vs integration vs cost — a head-to-head, and when each is right.",[155,366,842,171],{"path":1014,"title":1015,"description":1016,"type":8,"language":9,"tags":1017,"date":774,"pillar":160,"featured":17,"order":354},"\u002Fblog\u002Ftreasury-bank-connectivity-swift-host-to-host-api-ebics","Treasury Bank Connectivity: SWIFT vs Host-to-Host vs API vs EBICS","SWIFT, host-to-host, API and EBICS — how corporate treasury connects to banks, compared on reach, cost, real-time capability and setup effort.",[155,156,190,654],{"path":1019,"title":1020,"description":1021,"type":8,"language":9,"tags":1022,"date":774,"pillar":160,"featured":17,"order":1025},"\u002Fblog\u002Ftreasury-data-model","The Treasury Data Model","The treasury data model is the structure of a treasury system's data — the core entities and the reference data they depend on. Why every output rests on it.",[155,156,1023,219,1024],"data-model","reference-data",1.7,{"path":1027,"title":1028,"description":1029,"type":8,"language":9,"tags":1030,"date":774,"pillar":370,"featured":17,"order":477},"\u002Fblog\u002Ftreasury-management-system-business-case","Building the Business Case for a Treasury Management System","How to build a credible TMS business case: the quantifiable benefits, the full cost of ownership, and how to make it stand up to CFO scrutiny.",[155,366,798,171],{"path":1032,"title":1033,"description":1034,"type":8,"language":9,"tags":1035,"date":774,"pillar":370,"featured":17,"order":126},"\u002Fblog\u002Ftreasury-management-system-implementation-guide","Treasury Management System Implementation Guide","How a TMS implementation really runs — mobilize, design, bank connectivity, data migration, testing, cutover, hypercare. The phases, timeline and critical path.",[155,366,617,171],{"path":1037,"title":1038,"description":1039,"type":8,"language":9,"tags":1040,"date":774,"pillar":370,"featured":17,"order":360},"\u002Fblog\u002Ftreasury-management-system-requirements-checklist","Treasury Management System Requirements Checklist","A practical TMS requirements checklist — cash, connectivity, payments, risk, accounting, reporting, plus the non-functional requirements teams forget.",[155,366,854,171],{"path":1042,"title":1043,"description":1044,"type":8,"language":9,"tags":1045,"date":774,"pillar":370,"featured":17,"order":249},"\u002Fblog\u002Ftreasury-management-system-total-cost-of-ownership","Treasury Management System Total Cost of Ownership","The TCO of a TMS is the full lifetime cost — not just the licence, but implementation, integration, internal effort, upgrades. Why the licence is the tip.",[155,366,1046,786,798],"tco",{"path":1048,"title":1049,"description":1050,"type":8,"language":9,"tags":1051,"date":774,"pillar":239,"featured":17,"order":558},"\u002Fblog\u002Ftreasury-risk-management-policy","The Treasury Risk Management Policy","A treasury risk management policy turns risk appetite into enforceable rules — permitted instruments, limits, approvals — so hedging never becomes a bet.",[155,235,501,300,157],{"path":1053,"title":1054,"description":1055,"type":8,"language":9,"tags":1056,"date":774,"pillar":160,"featured":17,"order":1059},"\u002Fblog\u002Ftreasury-system-of-record","What Is the Treasury System of Record?","A treasury system of record is the single authoritative source for its data. Designating one, and the TMS-vs-ERP boundary, ends 'which number is right?'",[155,156,1057,682,1058],"system-of-record","single-source-of-truth",1.5,{"path":1061,"title":1062,"description":1063,"type":8,"language":9,"tags":1064,"date":774,"pillar":172,"featured":17,"order":192},"\u002Fblog\u002Fuser-acceptance-testing-for-finance-systems","User Acceptance Testing for Finance Systems","UAT is where the people who'll use a finance system verify it does what they need, with real scenarios and reconciling numbers. Why finance UAT is different.",[167,1000,998,171,617],{"path":1066,"title":1067,"description":1068,"type":8,"language":9,"tags":1069,"date":774,"pillar":202,"featured":17,"order":119},"\u002Fblog\u002Fwhat-is-a-payment-factory","What Is a Payment Factory?","A payment factory centralizes payments for many entities through one channel, often with payments-on-behalf-of (POBO). Why, how, and the intercompany catch.",[155,209,508,1070,535],"pobo",{"path":1072,"title":1073,"description":1074,"type":8,"language":9,"tags":1075,"date":774,"pillar":370,"featured":133,"order":446},"\u002Fblog\u002Fwhat-is-a-treasury-management-system","What Is a Treasury Management System? A Practical Guide for Finance Teams","A treasury management system (TMS) manages cash, liquidity, payments, risk and bank connectivity — what it does, when you need one, and how it fits.",[155,366,171],{"path":1077,"title":1078,"description":1079,"type":8,"language":9,"tags":1080,"date":774,"pillar":202,"featured":17,"order":310},"\u002Fblog\u002Fwhat-is-an-in-house-bank","What Is an In-House Bank? A Treasury Guide","An in-house bank is a central treasury acting as a bank for the group — internal accounts, intercompany funding, on-behalf-of payments and netting.",[155,209,534],{"path":1082,"title":1083,"description":1084,"type":8,"language":9,"tags":1085,"date":774,"pillar":239,"featured":133,"order":446},"\u002Fblog\u002Fwhat-is-treasury-risk-management","What Is Treasury Risk Management?","How a company identifies, measures and manages its financial risks — liquidity, FX, interest rate, counterparty — keeping risk within appetite, not at zero.",[155,235,1086,247,501],"financial-risk",{"path":1088,"title":1089,"description":1090,"type":8,"language":9,"tags":1091,"date":774,"pillar":370,"featured":17,"order":550},"\u002Fblog\u002Fwhy-tms-implementations-fail","Why TMS Implementations Fail (and How to De-Risk Yours)","Why TMS implementations fail: rarely the software — it's the treasury change. IT-project thinking, bank connectivity, dirty data, no one owning the outcome.",[155,366,617,171],{"path":1093,"title":1094,"description":1095,"type":8,"language":9,"tags":1096,"date":1099,"pillar":172,"featured":17,"order":9},"\u002Fblog\u002F07-cost-of-unclear-ownership","The cost of unclear ownership in enterprise delivery","When no one owns the outcome, delivery slips in the seams — invisibly on every status report, until it's too late to fix cheaply.",[167,1097,1098],"ownership","enterprise","2026-06-18",{"path":1101,"title":1102,"description":1103,"type":8,"language":9,"tags":1104,"date":1105,"pillar":172,"featured":17,"order":9},"\u002Fblog\u002F06-slack-request-to-initiative","Turning a Slack request into a decision-ready initiative","How to take a one-line ask and shape it into something a team can commit to — or decline — in a few minutes, not a few meetings.",[167,76,14],"2026-06-03",{"path":1107,"title":1108,"description":1109,"type":1110,"language":1111,"tags":1112,"date":1113,"pillar":9,"featured":17,"order":9},"\u002Fblog\u002F02-bkpf-bseg-join","Joining BKPF and BSEG without losing your mind","The four key fields that link an SAP accounting document header to its line items — and why order matters.","code","sql",[187,710,1111],"2026-05-20",{"path":1115,"title":1116,"description":1117,"type":8,"language":9,"tags":1118,"date":1113,"pillar":172,"featured":17,"order":9},"\u002Fblog\u002F05-commit-before-clear","Why teams commit before the request is clear","The pressure that turns a one-line ask into a commitment before anyone knows the scope — and the bill that shows up weeks later.",[167,1119,14],"leadership",{"path":1121,"title":1122,"description":1123,"type":8,"language":9,"tags":1124,"date":1126,"pillar":172,"featured":17,"order":9},"\u002Fblog\u002F03-finance-team-friction","The friction tax on finance teams","Finance teams move slowly not because the math is hard, but because every number has to be defended. The real bottleneck is provenance, not compute.",[710,94,1125],"observation","2026-05-08",{"path":1128,"title":1129,"description":1130,"type":1131,"language":9,"tags":1132,"date":1135,"pillar":11,"featured":17,"order":1136},"\u002Fblog\u002F04-confirm-before-destroy","Confirm-before-destroy without the modal","Replace the 'are you sure?' modal with a two-step inline button that confirms in place — keeping users in flow and giving mistaken clicks a quiet way out.","pattern",[1133,51,1134],"ui","patterns","2026-05-05",23,1785182344559]